Banking / Institutional Lending

The Firm’s banking and commercial loan practice includes representation of numerous banks, life insurance companies, and other institutional lenders. Mombach, Boyle, Hardin & Simmons, P.A. is recognized for its expertise in the area of institutional financing, including real estate secured loans, asset-based financing, loan participations and syndications. The Firm handles sophisticated loan transactions throughout the entire State of Florida as well as multi-state loan transactions. We also assist in the “due diligence” process for lenders, including review of title and survey, liens and judgment searches, zoning and land use issues, overseeing the review of environmental issues, and similar issues which arise in a particular transaction. The Firm also has a great deal of experience in documentary stamp and intangible tax issues which affect many loan transactions, and the structuring of transactions so as to minimize documentary stamp and intangible tax liability.

The Firm acts as local counsel on a regular basis for several out of state institutions, working both directly with the institutions and with other law firms to handle issues particular to Florida transactions.

Services Include
  • Institutional Lender Representation
    • Legal Representation for Banks, Life Insurance Companies, and Institutional Lenders
    • Local Counsel Services for Out-of-State Institutions
    • Coordination with Out-of-State Law Firms for Florida-Specific Issues
  • Loan Structuring & Transaction Support
    • Real Estate Secured Loans
    • Asset-Based Financing
    • Loan Participations and Syndications
    • Multi-State and Florida-Based Loan Transactions
    • Sophisticated Commercial Loan Documentation and Closings
  • Due Diligence Services for Lenders
    • Title and Survey Review
    • Lien and Judgment Searches
    • Zoning and Land Use Analysis
    • Oversight of Environmental Review Processes
    • Issue Spotting and Resolution for Transactional Risk
  • Tax Strategy & Compliance
    • Documentary Stamp Tax Analysis
    • Intangible Tax Review
    • Structuring Loans to Minimize Florida Tax Liability